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Supervisor: Credit

Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles and credit policies which will support PostFin’s asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within PostFin’s risk appetite parameters. This will include the spectrum of lending products available primarily to retail clients, and others dependent on PostFin’s strategy.

Vacancy Details

Location

Windhoek

Department

Credit and Collections

Contract

Permanent

Key performance areas

  • Operational Credit and Collections System Efficiencies

  • Loan Evaluations and Approvals

  • Credit and Collections Efficiencies

  • Arrears/Overdue Control and Administration Services

  • Escalated Client/Customer Query Support and Resolution Services (Credit related Issues)

  • Staff Supervision

Skills, Knowledge & Personality requirements
  • Embracing change

  • Making decisions

  • Interpreting data

  • Positively oriented and customer-centric

  • Articulating and examining information

  • Developing strategies and expertise

  • Directing and empowering individuals

  • Problem solving and teamwork

  • Producing output and meeting timescales

Educational and experience requirements
  • Postgraduate degree in Admin, Finance, Law, Business, Commerce, Finance, Accounting or similar qualifications.

  • 3-5 years’ experience in credit assessments and decisioning, and preferably at supervisory/senior/team leader level. Knowledge and understanding of repayment structures, collateral and collection processes within the banking or microlending environment.

  • Understanding of legalities associated with lending and collateral. 

Technical competencies
  • Computer literate

  • Coaching and mentoring

  • Workflow management

  • Performance management

  • Stakeholder management

  • Strategic alignment, planning and execution

  • Compliance and risk management

  • Communication

  • Reporting

Other
  • Emotionally mature

  • Systematic and detail orientated

  • Ability to work under pressure

Closing Date: 29 May 2025

Candidates who comply with the above criteria and competency areas should submit letters of applications, certified copies of relevant qualifications together with a detailed curriculum vitae online, please apply below.

Applicants who do not receive any response within three weeks after the closing date must accept that their applications were not considered favourably.

Note: PostFin is an Equal Opportunity Employer and operates in line with affirmative action guidelines.

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