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How does it work?

How Does It Work?

To apply for a PostFin personal loan visit your nearest PostFin Sales Agent, apply online using the application form or contact our Mobile Sales Agents.

What documents do you need to apply:

All certified copies should not be older than 3 months.

All applications are subject to Credit Bureau Clearance and Credit Evaluation.

ID Document

A valid original Namibian identity document.

Medical Document

A Medical Aid card or health passport.

Bank Statements

Six months’ latest bank statements, with the relevant bank’s stamp on it.

Pay Slip

Latest original payslip for all permanently employed clients.

Grant Letter

If you are a government grant receiver, proof from the Ministry of Labour and Social Welfare is required, i.e. Grant letter, stating that the grant is permanent.

SmartCard

NamPost SmartCard Account (If you don’t have one, you will be assisted in opening an account while you are in the Post Office).

For in-person applications, you can visit any of the following Post Offices

Khomasdal

Ondangwa

Oshakati

Okahao

Ngweze

Rehoboth

Gobabis

Khorixas

Otjinene

Katutura
Grootfontein
Mariental
Ohangwena
Outapi

Outjo
Opuwo
Rundu

Ausspannplatz
Oshikango
Rundu
Keetmanshoop
Omuthiya
Oluno

Okongo
Omaruru

Eenhana
Otjiwarongo
Tsumeb
Okahandja

Luderitz
Swakopmund
Walvis Bay

Windhoek Head Office (PostFin)
Windhoek Head Office (NamPost)

Who may apply?

PostFin offers Personal loans to the following clients:

Namibian Pensioners.

Permanently employed individuals, including Government employees.

Disability Grant receivers, where the monthly grant is paid into their NamPost SmartCard accounts for a consecutive 6 months.

GIPF pensioners, where their monthly income is paid electronically into their NamPost SmartCard account for a consecutive 6 months.

War Veterans who receive a monthly grant which is being paid electronically into their NamPost SmartCard account for a consecutive 12 months.

Who qualifies for a PostFin Laon application?

To apply for a Personal Loan, you must:

Be 21 years or older,

Be a Namibian citizen

Be Permanently employed for at least 12 consecutive months, or 

Be a Pension Grant recipient (proof of income required).

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