What documents you need:
In order to qualify for a loan the below documents must be included in your application.
All certified copies should not be older than 3 months.
All applications are subject to Credit Bureau Clearance and Credit Evaluation.
A valid original Namibian identity document.
A Medical Aid card or health passport.
Three months’ latest bank statements, with the relevant bank’s stamp on it.
Latest original payslip for all permanently employed clients.
If you are married, a certified copy of your marriage certificate
If you are married out of community of property, a certified copy of the ante-nuptial contract is required.
If you are a government grant receiver, proof from the Ministry of Labour and Social Welfare is required, i.e. Grant letter, stating that the grant is permanent.
NamPost SmartCard Account (If you don’t have one, you will be assisted in opening an account while you are in the Post Office).
For in-person applications, you can visit any of the following Post Offices
Windhoek Head Office
Who may apply?
PostFin offers Personal loans to the following clients:
Employees who are permanently employed by companies which have a payroll agreement with PostFin (an employee will need to be permanently employed for a minimum period of 12 consecutive months in order to qualify).
Government employees who have been permanently employed.
Clients who receive their salary through their NamPost SmartCard account for a consecutive 12 months.
Old Age pensioners receiving a monthly pension grant from the government – the pension grant should be paid electronically into the NamPost SmartCard for a consecutive 3 months.
Disability Grant receivers, where the monthly grant is paid into their NamPost SmartCard accounts for a consecutive 6 months.
GIPF pensioners, where their monthly income is paid electronically into their NamPost SmartCard account for a consecutive 6 months.
War Veterans who receive a monthly grant which is being paid electronically into their NamPost SmartCard account for a consecutive 12 months.